Benefits of a Sacramento Financial Advisor

financial plan graph

A professional planner can offer a different perspective on your finances as well as formulating a strategy designed to meet both long and short-term goals.  A financial professional can protect your fiscal well being giving you less to worry about.

When working with money pro, you’ll want to set goals and completion dates. These targets should be precise in dollar amount and time frame. And always remember that each decision can have ramifications on other aspects of your financial future like tax consequences and estate planning. Your plan needs to be flexible enough to deal with new, and life changing circumstances such as births, deaths marriage etc. You’ll need to update your plan as needed to reach your monetary goals.

You will not find a standard guideline or question set to use when choosing a Financial Planner in the Sacramento area. And it can be perplexing to find the right specialty in light of the various services offered. Below we offer some recommendations on the questions you might ask when first meeting with a financial services professional.

1)How much experience do you have as a Sacramento financial Planner?
It is important to know how long your prospective adviser has been practicing. Have they been successful in both good and bad economies? You will find both generalists as well as specialists including fee only, CFP, retirement planning, wealth management and investment advisers to name a few. You can ask the money expert to define their niche or peruse their literature and or website for clarification.

2)How are you qualified?
Most specialty advisers  are affiliated with a professional organization and or regulatory agency. A registered Financial Adviser should have met state registration requirements and passed a Series 7 registration in order to perform trades for mutual funds, stocks, and bonds. Investment Advisers, providing fee based securities advice, have to be registered with a state securities commission or the U.S. Securities Exchange Commission. Financial Advisers who have fulfilled the certification requirements, including a course of study at a college or university offering a financial planning curriculum can become a  “certified,” aka a CFP.

asset manager payment 3)What do you charge for financial planning in Sacramento?
Advisers can be paid in flat fees, commissions or a combination of the two. The manner in which the planner is compensated should be spelled out in a written agreement. While one payment method is not necessarily better than the other, one may affect the recommendations you receive more than the other. This is something that should be reviewed with the professional.

These are but a few important items to review when working with a financial planner. The most important thing is that you do not leave your financial future to chance. Get qualified help and live comfortably with peace of mind…

 

 

 

               

asset oversight logo

 

 

Asset Oversight

1215 K Street, 17th Floor,

Sacramento, California, 95814

sacramento@assetoversight.com

Communities we service:              

WEST SACRAMENTO CARMICHAEL CITRUS HEIGHTS DAVIS ELK GROVE FAIR OAKS NORTH HIGHLANDS RANCHO CORDOVA RIO LINDA ROSEVILLE WOODLAND ANTELOPE,CAMERON PARK 94203,94204,94205,94206,94207,94208,94209,94211,94229,94230,94232,94234,94235,94236,94237,94239,94240,94244,94245,94247,94248,94249,94250,94252,94254,94256,94257,94258,94259,94261,94262,94263, 94267,94268,94269,94271,94273,94274,94277,94278,94279,94280,94282,94283,94284,94285,94286,94287,94288,94289,94290,94291,94293,94294,94295,94296,94297,94298,94299,95605,95608,95609,95610,95611,95612, 95617,95618,95621,95624,95626,95628,95639,95652,95655,95660,95670,95673,95691,95741,95747,95758,95759,95776,95798,95799,95811,95812,95813,95814,95815,95816,95817,95818,95819,95820,95821,95822,95823, 95824,95825,95826,95827,95828,95829,95830,95831,95832,95833,95834,95835,95836,95837,95838,95840,95841,95842,95843,95851,95852,95853,95860,95864,95865,95866,95867,95894,95899,95682

Financial Professional Locations:

Prefer Email Contact?

Send a Message

Send Us Message